Rosha Travel

Iran Insurance

Where Can I Get Travel Insurance for Iran?

You can get travel insurance for Iran through one of the following ways:

Through an international travel insurance company. But even though there are travel insurance companies everywhere, not all of them offer coverage for Iran, so you have to be sure to find one that does. At Rosha you can get a quote and compare available policies for Iran.

At the airport. If you are eligible for the Iran Visa on Arrival, then you can purchase travel insurance at the designated office/counter at the airport but we offer you that buy your insurance before you arrive to Iran.Also, You can purchase it at the same time you apply for the visa.

How Much Coverage Should I Get for Iran Travel Insurance?

Seeing as healthcare in Iran is not as expensive as it is in some Western countries, you may not need an excessive policy maximum (for example, in the millions). However, although a lower policy maximum (about $10,000) should be enough to cover any medical expenses you may need to deal with, it will not be enough to cover for things like emergency evacuation or repatriation (i.e. air ambulance). Moreover, if you use the services of a private hospital, the medical costs will be higher and – depending on the treatment – a basic, low policy maximum might not be enough.

Ultimately, it is up to you to decide how much coverage you are comfortable travelling with. But regardless of the amount of coverage policy, there are some basic features your policy should include.

What Should My Iran Travel Insurance Policy Include?

Any good travel insurance policy for Iran has to include at least the following:

Coverage for emergency medical expenses. If you get into an accident or become suddenly ill, then your travel insurance covers the costs of medical treatment or emergency services. Dental emergencies are sometimes covered, but not always.

Coverage for trip disruption. If you have to cancel your trip, miss your flight or your flight is delayed, then your insurance policy will cover all or part your lost expenses related to flight ticket or accommodation.

Coverage for lost, stolen or damaged luggage.

You can also choose to purchase additional coverage for things like:

- Expensive items or gadgets. Typically, normal policies cover your lost luggage up to a certain amount, but expensive items such as designer clothes or electronic gadgets are excluded.

- Adventurous activities. Travel insurance policies will not always cover activities that are considered high risk. If you want coverage for such activities, you have to purchase it extra.

- Terrorism coverage. For any injuries, losses, or evacuation needed due to a terrorist attack.

- Personal liability. In case any of your actions result in bodily injury or property damages to another person, then the insurance company will pay expenses related to it.

How Much Does Travel Insurance for Iran Cost?

The price of a travel insurance policy for Iran depends mostly on whether your insurer is an international company or an Iran-based company:

If you purchase from an international company, the price will be higher because the coverage will also be bigger. You may be looking at something like 4-10% of your overall trip costs. Here you can find an affordable policy

If you purchase from an Iran-based company (there are many that operate online) or you buy your travel insurance at the Iran airport on arrival, then the policy maximum will be lower (about $20– $50for a one-week stay). But your overall coverage and policy maximum will also be lower.

Additionally, the following factors also affect the price of your travel insurance:

Your age. Tourists who are older (over 65 years of age) usually have to pay more for travel insurance, simply because of the added risk of complications.

The time you will spend in Iran. A travel insurance policy for a 5-day stay will be lower than that for a 30-day stay.

Whether any dependents are included on your policy, such as your spouse or children.

Whether you choose to get coverage for additional things like adventurous activities or expensive gadgets

Will My Existing Travel Insurance Cover Iran?

Not always. Although you may have worldwide travel insurance, in a lot of cases, insurance companies exclude Iran due to sanctions against the country. Unless your insurance explicitly claims that it covers Iran as well, you should not assume that it does, even if it’s valid for Asia or the Middle East.